
Welcome
Personal attention to your legal needs
Student loan law, bankruptcy, and adult guardianship.
Student Loan
Every day we talk to smart, motivated people who are buried in student loan debt. Over the past dozen years, we've dealt with just about every student loan problem out there.
Bankruptcy
We represent people who need help navigating the bankruptcy system. This often means helping an individual or couple determine whether to file a bankruptcy, and how to get the best results given each unique situation.
Attorney Denise Kuhlman

Attorney Denise Kuhlman has built her career helping individuals—not creditors. Unlike many attorneys who handle multiple areas of law, she has dedicated her practice solely to consumer bankruptcy, ensuring that clients receive the most up-to-date, knowledgeable, and strategic representation possible.
Denise started her legal career in 1989 at large law firms, where she saw firsthand how creditors and corporations often had the upper hand over struggling individuals. She realized that people facing financial hardship needed a trusted advocate who would stand up for their rights and provide real solutions. Give clients personalized, honest, and compassionate bankruptcy representation.

Personalized Attention
You work directly with Denise, not a paralegal. With deep knowledge of Washington bankruptcy law and how to use it to your advantage.
Clear & Honest Advice
We're good listeners who are ready to chat about all your options. No gimmicks, no hidden fees—just straight answers.
Compassion & Advocacy
We understand what you’re going through, and we’re here to help—without judgment.
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Denise walked closely with us throughout our whole bankruptcy journey. She answered a ton of questions, made sure that we were educated on and did everything we needed to for our specific situation. It brought us great comfort to have her expertise on our side. So grateful to be debt free!
– Deb McKnight
MashIt -
“Amazing service. Can’t wait to find out what’s next!”
My wife and I are very grateful for the help and service that Denise has provided us. She's been amazing at making sure that we were prepared at every stage of our case. Thank you, Denise, for your support and encouragement in keeping us positive throughout the process. And, of course, for seeing us successfully across the finish line.
– Leo Kastle
FabuFit -
“Not sure what I did before discovering this Product. It’s super!”
Ms. Kuhlman is an awesome lawyer. Although the bankruptcy process is a complicated one, she was there at every turn, and answered my questions when I needed her help. She is a good lawyer, but also a great listener. She showed empathy when it all felt too much to handle. I really appreciated her input and kind words when I needed them. Thanks Denise!
– Demis Martin
YesSuits
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Not only is Denise competent and efficient, but she is also kind and compassionate which is much needed when going through financial turmoil. Her fees are also very reasonable!
– Aimeé Muul
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What Our Clients are Saying

Meet Attorney Denise Kuhlman
Helping You Take the Next Step to Your Fresh Start
Denise Kuhlman has spent her career fighting for the financial rights of individuals—not big corporations. With years of experience handling Chapter 7 cases, she has helped countless clients navigate debt relief with personalized legal strategies, honest advice, and unwavering support.
“I know bankruptcy can feel overwhelming, but you’re not alone. I’ll guide you through every step so you can move forward with confidence.”
– Denise Kuhlman
