Clients come to my Kirkland law office with various questions about bankruptcy. Can I negotiate a settlement with my creditor? Will bankruptcy stop the continuing harassment of creditors? Can I stop garnishment of my paycheck? Can I stop foreclosure? How can I pay back income taxes? How can I get back to my life after a medical emergency that created a financial emergency?
At Kuhlman Law, we provide personalized representation and develop customized debt relief strategies tailored to your specific needs and goals. Our job is not to judge you, but help you with dignity and respect.
King County Consumer Bankruptcy Lawyer
For over 15 years, I have helped Seattle-area and Western Washington residents get the fresh start they need through Chapter 7 and Chapter 13 bankruptcy and individual debt settlement. Kuhlman Law is at their side, helping them take steps toward a brighter future, free of debts. We can do the same for you.
Chapter 7 bankruptcy or "straight bankruptcy" is the most common type of bankruptcy filing. You provide information about assets, debts, recent financial transactions, income and expenses. Once that is filed, a trustee conducts a thorough review. Most cases do not involve the sale of any assets, allowing you the long-awaited chance to "start over" when your debts are formally discharged.
Unlike Chapter 7, a Chapter 13 bankruptcy or "wage earner plan" requires repayment of some debts. Not everyone passes the means test required for Chapter 7 bankruptcy, yet they still need options. Eligibility requires a regular income and debts that are within the jurisdictional limits. After a payment plan lasting 30 to 60 months, remaining debts are eligible for discharge.
Contact A Kirkland Bankruptcy Lawyer Today
To schedule a free phone consultation, fill out the intake form or call us at 206-438-9476. Evening and weekend appointments are available on request.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.